Banking & Finance Litigation · Lagos, Nigeria
Graywhite Attorneys is a Federal High Court practice focused on complex banking disputes, regulatory enforcement, and secured finance litigation. We bring institutional-grade rigour to every mandate we accept.
Firm Overview
About the Firm
Graywhite Attorneys is a specialist banking and finance law practice based in Lagos, Nigeria. Our work is deliberately concentrated: we focus exclusively on the legal issues that arise at the intersection of banking regulation, commercial litigation, and secured property finance — areas where generalist practice is not enough.
We act for financial institutions, corporate borrowers, guarantors, and fintech operators before the Federal High Court and allied regulatory bodies. Our mandate is to protect the commercial interests of our clients with precise legal strategy, rigorous preparation, and submissions that are built to withstand judicial scrutiny.
We understand the operational and reputational stakes that litigation carries for financial institutions. We do not bring matters to court that should not be there, and we do not abandon matters that should be pursued. Every brief receives direct partner attention from instruction to resolution.
What We Do
Our practice is structured around the legal risks that financial institutions face most acutely — regulatory, litigious, and transactional.
| 01 | Banking Litigation | Complex disputes between financial institutions, corporate borrowers, and guarantors. We act on both sides — the analytical edge is the same. Our approach emphasises robust affidavit evidence, authoritative written addresses, and strategic case management before the Federal High Court. | FHC |
| 02 | Fundamental Rights Enforcement | Applications under the Fundamental Rights (Enforcement Procedure) Rules 2009 involving financial institutions — including unlawful account restrictions, BVN-related actions, and data rights violations under the NDPC Act. A jurisdiction where procedural precision is decisive. | FREP |
| 03 | Mortgage & Property Finance | Security documentation, perfection under CAMA 2020, Lagos State Land Registry matters, and disputes arising from mortgage security — including enforcement, redemption, and priority contests between competing creditors. | Secured Credit |
| 04 | Banking Fraud & Recovery | Civil litigation arising from electronic banking fraud, social engineering attacks, and institutional failures to comply with CBN consumer protection directives and NIBSS escalation obligations. We build liability cases and defend them with equal forensic care. | Civil Fraud |
| 05 | AMCON Matters | Acting for AMCON counterparties and debtor companies in enforcement, receivership, and defence proceedings under the Asset Management Corporation of Nigeria Act. Including review applications, injunctions, and set-aside motions before the Federal High Court. | AMCON Act |
| 06 | Banking Regulatory Advisory | Compliance guidance on CBN directives, CAMA 2020 security interest structures, NDPC data obligations, and licensing matters for banks, microfinance institutions, and fintech operators navigating the Nigerian regulatory landscape. | Advisory |
Who We Act For
We structure our practice around the needs of organisations with real regulatory exposure, complex transaction histories, and counterparties with legal resources to match.
Acting for deposit money banks in recovery, enforcement, AMCON proceedings, and defending regulatory challenges before the Federal High Court.
Regulatory advisory, data protection compliance under the NDPC Act, and litigation arising from electronic payment system disputes and CBN directives.
Security perfection, title documentation, Land Registry representation, and enforcement proceedings in the Ibeju-Lekki/Epe and metropolitan Lagos corridors.
Defending banking litigation, contesting AMCON claims, negotiating security arrangements, and managing regulatory exposure across complex credit facilities.
How We Work
Banking litigation is won or lost in the quality of preparation, the coherence of legal theory, and the precision of execution. We do not take shortcuts at any stage, because our clients cannot afford the consequences when shortcuts are taken in court.
We identify the precise legal and factual issues before a document is drafted. The right theory of the case, established early, determines the entire architecture of the matter.
We conduct a thorough audit of all transactional records, regulatory correspondence, and contemporaneous documents. Cases are built from evidence, not assertions.
Our written addresses and oral arguments are structured around binding Supreme Court and Court of Appeal authorities, deployed precisely where they have maximum persuasive force.
We provide clear, timely updates at every material stage. Clients are never left uncertain about where a matter stands, what options remain, and what the realistic outcome range is.
The People
Managing Partner & Principal Counsel
Specialist in banking litigation, fundamental rights enforcement proceedings, and secured property finance. Practises principally before the Federal High Court, Lagos Division. Founder of Terra Titles Limited, a title perfection venture serving the Ibeju-Lekki/Epe corridor.
Associate
Focused on banking and commercial litigation. Experienced across complex multi-party disputes, evidence management, and written submissions before the Federal High Court and Lagos State High Court.
Of Counsel
Graywhite Attorneys maintains relationships with senior counsel and specialist practitioners across regulatory, tax, energy, and insolvency disciplines for matters requiring extended expertise.
Get in Touch
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